Reader Case: Starting Over at 35

Since the last Reader Case somehow generated over 11K views in one day and a front page feature on the RockStar Finance, it looks like these Reader Cases are kind of popular. So…back by popular demand, this Friday we’re doing another reader case! And to all the house-horny idiots who accuse me of being unfairly biased against housing, you’ll be happy to know that this reader asks whether he should buy a house. *sharpens claws* Here we go (email edited for brevity): “First and foremost, your blog is incredible and is inspiring me to invest in my knowledge about the […]

Why You Should Marry a Frugal Freak

Last Monday, on my “How to Get Your Spouse Aboard the FI Train” post, I polled readers on the type of spouses you have. Of the 369 people who responded, here are the results: What Type of Spouse Do You Have? Create your own infographics Summary: #1 Supportive: 42.3% #2 Spendy: 15.5% #3 Scaredy: 13% #4 FI Virgin: 11.9% #5 What About the Kids: 7.6% So despite complaints about “my spouse” being the reason people can’t become FI, most readers actually have supportive spouses. Bad news for relationship counsellors, great news for the FI community! With your spouse next to you […]

Let’s Go Exploring! Vietnam: The Country Travellers Love to Hate

Once we started travelling, we realized the best way to gather intel about places to visit is to simply ask other travellers. And 90% of the time, their recommendations are spot on. So you can imagine our disappointment when, over and over, after asking about Vietnam, we got these unanimous responses: 1) You will get ripped off 2) It’s dirty 3) The food isn’t as good as I thought it would be The biggest blow was this article, written by our budget travel hero, Nomadic Matt: Why I’ll Never Return to Vietnam We almost skipped Vietnam all together, but his wise […]

How To Get Your Spouse Aboard the FI Train

After “Trapped’s” reader case I realized something. And no, it’s not that house horny people are crazy (they are), it’s that at the end of the day, regardless of whether “rent” or “own” wins, if the goal is to RETIRE, you have to sell at some point to capture the gains. Period. Otherwise you can kiss early retirement goodbye. (And don’t get me that bullshit about “oh, you can rent it out”. To meet the 1% rule of real-estate investing, a $1.6 Million dollar house will need to have a rental income of $16,000/month, not $6000.) Which comes down to […]

Reader Case: Want to Retire but Trapped in a 1.6 Million Dollar House

I was going to write a travel post this Friday, but then I got a distracted by another Reader Case. What’s so juicy about this reader case is that it’s epitome of what people in big expensive cities love to complain about: I make a ridiculous amount of money, but why I can’t seem to get ahead? Healthcare is so expensive in the States, how can I possibly retire? Legitimate questions to be sure, but the answer to why this reader isn’t getting ahead with a pre-tax family income of $300,000 isn’t because of the expensive cost of living in a big city […]

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