RENT:
- Guest Interview with Craig, Author and House Hacker Extraordinaire
- Broke Ass Morons
- The Hard Landing: Toronto Home Prices Plummet
- Contagion
- What Did the Neighbours Pay?!?
- Why Pride of Ownership is B.S.
- Will Trump Kill the Mortgage Interest Deduction?
- Rent More. Own Less.
- Your Thoughts on Government Intervention
- Should the Government Mess with the Housing Market?
- Sean Cooper Guest Post: How I Paid Off My Mortgage In Just 3 years
- Financial Samurai Guest Post: Owning A Million Dollar Property Isn’t What Made Me Rich
- Reader Case: Should I Rent Out the Condo or Sell it?
- Buy Your Freedom; Rent the Rest
- Reader Case: Buy Or Rent in Saskatoon?
- On The Money
- Doing the Deed
- Disowned For Being A Millionaire: Why I Still Won’t Buy A House
- Leverage. Friend or Enemy?
- Would We Be Richer If We Had Bought a House?
- Guess Who’s on BNN? Come Watch the Train Wreck…
- Reader Case: How Do I Stop the Bleeding?
- Million Dollar House? Or Million Dollar Prison?
- A Canadian Housing Crash Worse Than the US?
- Vancouver Property Transfer Tax: Home Owners Get Screwed
- Why Houses Are a Scam
- How to Retire in just 10 Years? Rent, apparently.
- Why Renting Will Make You Rich
BUILD:
- Why You Don’t Trade on the News: A 2019 Recap
- Reader Case: Trapped in Success
- Reader Case: Can I Retire to Colombia in 5 Years?
- Reader Case: Take a Stressful Job to get to FI Faster?
- Reader Case: Going Back To School In His 50’s
- Reader Case: At the Starting Line to FIRE
- The Life Changing Magic of FIRE
- QUIT LIKE A MILLIONAIRE is Now Published!
- Reader Case: Start Early, Retire Early
- Reader Case: Keep Calm and FIRE On
- Reader Case: Should I Buy a House as a Passive Investment?
- Reader Case: Condos and Crypto
- Reader Case: Stuck with a Crappy Investment Advisor
- Reader Case: Retiring Early in Florida
- Are Robots Stealing Our Jobs?
- Reader Case: Can’t Wait to Travel
- Reader Case: Is it EVER OK to Buy a House?
- Reader Case: Should I Enter The Market?
- Book Review: Financial Freedom by Grant Sabatier
- Reader Case: Bay Area Conundrum
- Reader Case: Can this 24-year-old from DC Retire Early?
- You Can’t be On FIRE if You Can’t Stand the Heat
- Reader Case: Does FIRE Math Apply to the Elderly?
- How Much Are You Paying to Work?
- Reader Case Update: The South Korean English Teacher Returns
- The Hedonic Treadmill of Smart Phones
- Reader Case: Injured and can’t work, am I going be OK?
- How To Get A Raise: The Less Traveled Path To Financial Independence
- Reader Case: Twenty Five To Life
- Reader Case: Okee from Muskogee
- Reader Case Update: How Do I Stop The Bleeding 2
- Reader Case: Retiring Early With a Pension
- Reader Case: House Horny in France
- Reader Case: Crossroads in Oil Country
- Reader Case: Locked-In Pension Holding Me Back!
- Reader Case: Home Owner Can’t Stop Spending
- Case Study: Boomer Asks Millennial For Retirement Advice
- What We’ve Learned Doing Reader Cases
- The Truth About Financial Independence
- Reader Case: I Own 4 Houses, Can I Retire?
- Case Study: Big Dreams With Big Debt
- The Importance of Slack
- Reader Case: Living Big in the City
- Friday Reader Case: Where Are They Now?
- Reader Case: Laid Off With a Condo
- Friday Reader Case: Retiring Early with 4 Kids and a Postal Worker’s Salary?
- Friday Reader Case: How Should I Position My Portfolio For Retirement?
- How to Build a Profitable Side Hustle
- Friday Reader Case: Our Failed Muskoka Dream
- Friday Reader Case: Got Student Loans and Don’t have a 6-Figure Salary. Can I Still Retire Early?
- Why Opportunities Are like Poker Chips
- We Signed a Book Deal!
- Friday Case: I Love My Job, Should I Bother Becoming Financially Independent?
- Are You Gritty Enough to Become Financially Independent?
- Chautauqua: Come Join the Family!
- Friday Reader Case: Would You Rather Have One Million in Debt or One Million in Assets?
- Friday Reader Case: Retire in our 40s with 3 kids to Travel the World?
- How Do I Get Out Of Student Debt?!?
- New Years Resolutions 2018!
- Merry Christmas!
- Reader Case: Can a New Immigrant with Debt, Kids, and College Costs Still Retire Early?
- How to be on FIRE in Brazil
- Don’t Let Fun Hold You Back
- Friday Reader Case: Help! My Kids Are Holding Me Back
- Guest Interview: Life and Money Lessons from Jail Part 2
- Reader Case : Need Help with my Tiger Mom!
- The Three Paths to Financial Independence
- Friday Reader Case: Reformed Debt-Junkie Wants to Retire with Kids
- Don’t Let Comparisons Derail Your FIRE Journey
- Scaling the Wall of Fear
- Reader Case: Should I Take a Handout From My Parents?
- Friday Reader Case: Moving to Alaska. Should I Buy A House?
- The 3 Types of People You Need to Accomplish Anything
- Staying Motivated On Your Way to Financial Independence
- Friday Reader Case: My Mortgage Is Underwater. Am I Screwed?
- When Should You Give up?
- Why Don’t You Get Me? The Science Behind Logic and Emotion
- Reader Case: Can This Chicagoan Retire by 45?
- Confessions of a Former Purse Addict
- Why You Have To Forgive Yourself
- Reader Case: Trying to Swim with a Boulder Tied To Your Leg
- Reader Case: Do Higher Returns or Higher Savings Help You Retire Faster?
- How to Hack Your Brain for FIRE
- Spend Less. Be Happy.
- Reader Case: Can I Afford my Big Goals with a Small Income?
- Here’s To You
- Reader Case: I Have 2 Kids And Only Spend $48,000/year. When Can I Retire?
- Budgets Suck. Do this instead.
- Reader Case: Can I Retire at 45 to Become a Yoga Teacher?
- Reader Case: Buying a House in La La Land
- Reader Case: Big Earnings, Big Student Debt
- Why Privilege Makes You Soft
- Reader Case: Should I Become a Manwhore?
- Reader Case: Pay Off Debt or Invest
- Why You Should Let Your Kids Fail
- Why We Write
- Frugal Hookups: The Sticky Aftermath
- Frugal Hookups
- Reader Case: Starting Over at 35
- Why You Should Marry a Frugal Freak
- How To Get Your Spouse Aboard the FI Train
- Reader Case: Want to Retire but Trapped in a 1.6 Million Dollar House
- Side Hustles: What It Takes to Publish a Book
- Reader Case: Can We Retire in 7 Years?
- Financial Independence for the Military – Part 2
- Financial Independence for the Military
- The Five Types of People You’ll Meet on Your Way to FI
- The First Million (Views) Is the Hardest
- What It Takes to Succeed
- Do You Have the Right Personality for FIRE (Part 2)?
- Do You Have the Right Personality for FIRE?
- Chautauqua UK: A Cackling Good Time for All
- Happy New Year! Now Let’s Grab 2017 by the Balls!
- Reader Case: I have 3 Kids. Can My Wife Retire From Her Job?
- Reader Case: A Million Dollars by 30?
- How to Find the Perfect Job
- How to Succeed at Anything
- Reader Case: Should I Rent Out the Condo or Sell it?
- How to Become Financially Independent by Travelling
- Murdering Your Mortgage
- Murdering Your Student Debt
- Reader Case: Buy Or Rent in Saskatoon?
- Murdering Your Consumer Debt
- Your Number One Obstacle
- Why You Need F-U Money
- How Much Debt is Too Much?
- How Much is Your Time Really Worth?
- Are You Hard-Working or Smart-Working?
- You’re Closer to Retirement Than You Think
- Reader Case: How Do I Stop the Bleeding?
- How Growing Up Poor Made Me A Bad-Ass
- 11 No Bullshit Ways to Make More Money
- Reader Case: How Should We Invest?
- Reader Case: Can I Retire to Spend More Time With My Kids?
- The Past Doesn’t Matter: What Surviving a Warzone Can Teach You About Finance
- Screw the Boomer’s Dream. Join the Millennial Revolution Instead!
- The Power of Small Changes
INVEST:
- Our 2019 Finances Part 2
- Our 2019 Finances
- Does It Ever Make Sense to take the 10% Early Withdrawal Penalty?
- Is there a Recession Coming?
- Quit Like a Millionaire is Available for Pre-Order!
- The US China Trade War
- FUD, FOMO and Bitcoin
- Why I won’t Touch Cryptocurrencies and Neither Should You
- Ultrashort Bond ETFs
- Does the Yield Curve Inverting Mean a Recession is Coming?
- The Yield Shield: How It Protects You From Recessions
- How Does a Pension Affect My 401(k)/RRSP Withdrawal?
- Norbert’s Gambit: How to Exchange Money Without Paying Fees
- Our 2018 Finances Part 2
- Why You Should Be Happy The Markets Are Crashing
- Who Should Contribute to a 529 Plan?
- Investing For Your Kid’s College Education: The Rule of 5
- Fidelity’s Zero-Fee Index Funds: What’s the Catch?
- How to Retire Early with a Locked-In Pension
- Why You Shouldn’t Buy Target Date Funds
- The Yield Shield: Taxes
- The Yield Shield: Putting it all Together
- The Yield Shield: Dividend Stocks
- The Yield Shield: Corporate Bonds & High Yield Bonds
- The Yield Shield: Real Estate Investment Trusts
- The Yield Shield: Preferred Shares
- How We Plan To Change Our Equity Allocation In Retirement
- What We Learned Playing Robert Kiyosaki’s Cashflow Board Game
- Volatility Is Not Your Enemy
- How To Get Your Money Out Of Your 401(k) Before 59 1/2
- How To Make a Backdoor Roth IRA Contribution
- Who’s Afraid of the Big Bad Bond Bubble?
- Investment Workshop 53: Wrapping It Up
- Investment Workshop 49: Expat Insurance
- Investment Workshop 48: Rebalancing Your Portfolio
- Investment Workshop 46: Shortened Chautauqua Edition
- Investment Workshop 45: How to Become Financially Independent in Germany #2
- Investment Workshop 44: How to Become Financially Independent in Germany
- Investment Workshop 43: Socially Responsible Investing
- Investment Workshop 42: Double-Fisting your Retirement Accounts
- Investment Workshop 41: How Painful Will the Housing Crash Be?
- Investment Workshop 40: Still at Chautauqua
- Investment Workshop 39: Investing With Debt
- Investment Workshop 38: Currency Hedging
- Investment Workshop 37: HISA-Hopping
- Investment Workshop 36: Obamacare Repeal 3
- Investment Workshop 35: Did Canada’s Housing Crash Just Start?
- Investment Workshop 34: Paying Your Student Debt With Your 401(k)
- Investment Workshop 33: Why Accredited Investors Keep Getting Scammed
- Investment Workshop 32: Up Goes Interest Rates
- Investment Workshop 31: Why Everyone Needs to Learn To Invest
- Investment Workshop 30: What the [email protected]#$ Is Opportunity Cost?
- Investment Workshop 29: Why You Want Liquidity
- Investment Workshop 28: How to Pay Off Your Student Debt With Your 401(k)
- Investment Workshop 27: Are We In a Bubble?
- Investment Workshop 26: Why We Don’t Invest Based on the News
- Investment Workshop 25: Obamacare Repeal…Again
- Investment Workshop 24: Mortgage Backed Securities and Why They Cause Housing Crashes
- Investment Workshop 23: How Much Insurance Do I Need?
- Investment Workshop 22: Interest Rates and Bonds
- Investment Workshop 21: Inflation II: This Time it’s PERSONAL
- Investment Workshop 20: Health Care, The Trump Slump, and Why Predictions Suck
- Investment Workshop 19: Inflation
- Investment Workshop 18: How to Manage Your Portfolio After Your Retire in Your 30’s
- Investment Workshop 17: The Math Behind the Trump Rally
- Investment Workshop 16: Withdrawing From Your Portfolio Part 2
- Investment Workshop 15: Withdrawing From Your Portfolio
- Canadian Investors Conference. YAY! FREE SHIT!
- Investment Workshop 14: The Trump Effect
- Investment Workshop 13: Dividends, Glorious Dividends
- Investment Workshop 12: Emotions & Investing
- Investment Workshop 11: Understanding Your ETFs
- Investment Workshop 10: Happy New Year!
- Investment Workshop 9: Stupid Holidays
- Investment Workshop 8: World Unsteady, But Portfolio Calm
- Investment Workshop 7: Time To Buy
- Investment Workshop 6: Making Your Investments Tax-Free
- Investment Workshop 5: Setting Up Personal Capital
- Investment Workshop 4: To Buy or Not to Buy?
- Investment Workshop 3: Picking Your ETFs
- Investment Workshop 2: Deciding Your Equity Allocation
- Millennial Revolution Investment Workshop: Intro
- Let the Government Fund Your Retirement
- What Should My Asset Allocation Be? (Nervous Newbie Edition)
- How NOT to Fail at Retiring Early (Sequence of Returns Risk)
- Black Swan Events
- Wall Street: The Bullshit Machine
- Dollar Cost Averaging: How to Invest Without Freaking Out
- Books That Will Teach You To Be Rich
- Investment Fees Are The Worst
- Reader Case: How Should We Invest?
- How to Pay No Tax on Your Investments
- Why The Rich Don’t Pay Taxes
- Why Britain is Screwed and Why That’s a Good Thing
- Brexit: The Boomers Have Screwed Over the Millennials Again
- Rebalancing: How to Buy Low and Sell High
- Asset Allocation: Slicing the Pie
- How To Build a Portfolio
- How We Got Here, Epilogue: The Real Cost of Traveling the World
- How We Got Here, Part 4: The Bearded One
- How We Got Here, Part 3: After the Crash
- How We Got Here, Part 2: PANIC
- Why Most People Lose Money In The Stock Market
- How We Got Here, Part 1: God, we were spendy back then
- How Much Is Enough?
- Size doesn’t matter
- You Can Have It All. Just Not All At Once.
- Here’s To the Blog Dogs
LIVE FREE:
- Happy New Year and Reflections on 2019
- Let’s Go Exploring! Taiwan: The Heart of Asia Part 2
- Let’s Go Exploring! Taiwan: The Heart of Asia
- FIRE Doesn’t Fix Everything
- How To Travel The World Without Killing Your Spouse – Part 2
- How To Travel The World Without Killing Your Spouse
- Chautauqua Portugal 2019: What Makes You Happy?
- Book Review: Choose FI, Your Blueprint to Financial Independence
- At Chautauqua, Drinking Port.
- Are You a Good Fit for FIRE?
- Is FIRE a Cult?
- Let’s Go Exploring! The Terrifying Love Story of Coimbra, Portugal
- Would You Sell Everything to Travel the World?
- Should I Quit My Job To Follow My Passion Before I Hit Financial Independence?
- Chautauqua UK 2019: A Week Together With Our Tribe
- Playing with FIRE: London Movie Premiere
- Reading Your Own Book Is Harder Than You Think
- Let’s Go Exploring! Sintra: Fairy Tales and Farts
- Let’s Go Exploring! Lagos, Portgual: Are You a Mountain or a Beach Person?
- How to Travel the World Before Becoming FI
- Let’s Go Exploring! Malaga, an Ancient City with Castles and Beaches
- Book Giveaway: Broke Millennial Takes On Investing
- Let’s Go Exploring! Seville, the Birthplace of World Travel
- Let’s Go Exploring! Madrid, the Food or Food Poisoning Capital of the World?
- Let’s Go Exploring! Malta: An Undiscovered Paradise?
- Behind the Scenes of an International Film Shoot
- How Chautauqua Rewired my Brain
- Let’s Go Exploring! How the Finns Beat Winter
- Our 2018 finances Part 3
- How to Become FI with 6 Kids, Zero Privilege, and a Small Salary
- Our 2018 Finances
- Happy New Year 2019!
- How To Invest in the U.A.E.
- Let’s Go Exploring! Estonia: The Silicon Valley of Europe
- Let’s Go Exploring! Riga: A Hidden Foodie Paradise
- Quit Like a Millionaire: First Draft Done!
- Technology is Making it Easier Than Ever to Become F.I.
- Let’s Go Exploring! Vilnius: The G-Spot of Europe?
- Let’s Go Exploring! Gdansk: History Comes to Life
- There’s Something Special About Chautauquans
- Week 2 at Chautauqua Greece!
- Gone for Chautauqua in Greece!
- Why Suze Orman is Clueless about the FIRE Movement
- Let’s Go Exploring! Iceland: Fire and Ice and Surprisingly Nice Part 3
- Who’s FIRE’d up about the FIRE Movie?
- Let’s Go Exploring! Iceland: Fire and Ice and Surprisingly Nice Part 2
- The Case Against FIRE
- Let’s Go Exploring! Iceland: Fire and Ice and Surprisingly Nice
- Guest Interview: Surviving 2008 in Early Retirement
- Let’s Go Exploring! Off the Beaten Path: Aachen, Mulheim, Duisburg, Dusseldorf
- What Should You Do After FI? Build Your Talent Stack.
- Why We Can’t Stop Travelling
- Let’s Go Exploring! Hanover: Help, the Machines Have Taken Over!
- Birthing a Book Baby
- Let’s Go Exploring! Searching for Hamburgers in Hamburg
- How to Respond to Trolls
- Let’s Go Exploring! Bremen, Germany: Saunas, Secret Rooms, and Schnoor Quarter
- How to Deal with Unsupportive Family and Friends on Your Way to FI
- Let’s Go Exploring! Poznan, Poland: Enigmas, Goats, and Naked Saunas
- Guest Post on GoCurryCracker: Explore. Dream. Discover.
- Let’s Go Exploring! Portugal’s Douro Valley and the Weirdest Food Ever
- The F*ck-over-ability Index
- Let’s Go Exploring! The Magic of Porto, Portugal
- Unexpected Income: Are We Un-Retiring?
- How to Avoid Paying Bank Fees While Traveling
- Let’s Go Exploring! Tenerife: The Volcanic Mountains of Doom
- How to Motivate Yourself in Retirement
- Let’s Go Exploring! Las Palmas: Spanish Paradise with a Tiny Price Tag
- Does Early Retirement Make You Lazy?
- Let’s Go Exploring! Galapagos Part 3: Scary Boat Ride to Isabela
- Derek Foster: Canada’s Other Youngest Retiree
- Let’s Go Exploring! Galapagos Part 2: The Giant Tortoises of Santa Cruz
- Let’s Go Exploring! Galapagos: Sea Lion Shenanigans and Swimming with Sharks
- Do You Want to Be a TV Star?
- How To Early Retire in the UK
- Let’s Go Exploring! The Real Reason Why the Berlin Wall Fell
- Let’s Go Exploring! Piestany and Bratislava: Slovakian Spa Paradise
- I Used To Be a Hater
- How To Retire in Europe Permanently Using the Spanish Non-Lucrative Visa
- Let’s Go Exploring! Slovakia and the Tatra Mountains
- How to Stay in Europe for More Than 90 days
- Let’s Go Exploring! Auschwitz: My Most Memorable Experience in Poland
- Why the Trump Tax Cuts Make Early Retirees Richer
- How to Withdraw From Your Portfolio In Retirement
- Let’s Go Exploring! Zakopane: Are We In Poland or the Canadian Rockies?
- The Five Stages of Early Retirement
- Let’s Go Exploring! Poland: A Hidden Gem and the Surprise of a Life Time
- How Not to Deplete Your Portfolio in Retirement
- Guest Interview: Life and Money Lessons I Learned from Jail
- Let’s Go Exploring! Costa Rica: The Good, the Bad, and the Terrible
- Let’s Go Exploring! Scared Shitless in Bocas Del Toro
- FinCon Madness!
- Chautauqua Ecuador Recap: Facing Your Fears
- Chautauqua Ecuador: The Super-Villainy Continues…
- How To Plan Your Nomadic Flights
- How To Plan Your Nomadic Life
- Let’s Go Exploring! Boquete, Panama: Coffee, Hot Springs, Lush Green Forests
- Going Paleo: How to Get a Thin Waist and a Fat Wallet
- Let’s Go Exploring! Panama City: A Nerdtastic Paradise
- The Internet Retirement Police Strikes Again!
- Let’s Go Exploring! Puebla: Big City with Small Town Vibe
- Let’s Go Exploring! Oaxaca: The Chiang Mai of Mexico
- Chautauqua UK: The Greatest Week of Our Lives
- Why I Love my FI Blogger Peeps
- Chautauqua UK
- Let’s Go Exploring! Chichen Itza: The Scariest Place in Mexico
- The True Value of Money
- Let’s Go Exploring! The Terrifying Truth About Mexico City
- Let’s Go Exploring! Siem Reap & Sihanoukville: Cheap and Chillaxing
- Let’s Go Exploring! Phnom Penh, Cambodia: Proof that Your Problems Aren’t Real Problems
- Is Too Much Freedom Bad for You?
- Cost Of Travelling the World For 1 Year, Part 4: Travel Insurance
- Let’s Go Exploring! South Korea and Old Man Balls
- Worldschooling: An Interview From a Kid’s Perspective (Part 2)
- Worldschooling: An Interview From a Kid’s Perspective
- Let’s Go Exploring! Cancun and Tulum: Under the Sea
- The Millennial Revolution Turns 1 Year Old!
- Let’s Go Exploring! Kyoto, Osaka, and Nara: I Get Attacked!
- What Would You Do If You Weren’t Afraid?
- Let’s Go Exploring! Japan: Tremendous and Terrifying
- Let’s Go Exploring! Merida and Cuzama: Cenotes, Where Have You Been All My Life?
- How to Travel the World with School-Aged Kids
- Let’s Go Exploring! Hoi An, Hanoi, and Cat Ba: Searching for the World’s Best Banh Mi
- Let’s Go Exploring! Vietnam: The Country Travellers Love to Hate
- BIG Chautauqua Announcement!
- Let’s Go Exploring! The Land of a Thousand Smiles Part 4 (The last one I promise)
- What I Learned Thinking I Was Going to Die
- Let’s Go Exploring! The Land of a Thousand Smiles Part 3
- Let’s Go Exploring! The Land of a Thousand Smiles Part 2
- How to Live Life with No Regrets
- Let’s Go Exploring! The Land of a Thousand Smiles Part 1
- Let’s Go Exploring! Malaysia: 4 Star Experience. 2 Star Price Tag.
- Let’s Go Exploring! Singapore: All Food. All the Time.
- Let’s Go Exploring! Santorini and Ios Greece: Glorious Sunsets, Cliffside Views, and Fantastic Value
- Merry Christmas! Apparently.
- The Truth About Early Retirement
- An Interview with The Godfather…of Financial Independence
- The Cost of Travelling the World for 1 Year, Part 3: Accommodations and Transportation
- Let’s Go Exploring! Budapest: Spas and Communism. A Winning Combination!
- Cost of Travelling the World for 1 Year, Part 2: Packing
- Chatting Up a Storm with…the Mad Fientist!
- The Cost of Travelling the World for a Year
- Let’s Go Exploring! Vienna: Apparently Being a Princess Sucks
- Why President Trump Doesn’t Scare Me
- Let’s Go Exploring! Prague: Castles, Peacocks, and Human Skulls
- Fear Will Hold You Prisoner; a Diversified Portfolio Will Set You Free
- Mission Impossible: Retiring Early and Travelling the World…with Kids?
- Let’s Go Exploring! Oktoberfest in Munich
- The Key to Early Retirement: Flexibility
- Let’s Go Exploring! Switzerland: Forget Heaven. Just Go Here.
- The US Tax System is FANTASTIC for Early Retirement
- Let’s Go Exploring! Cologne, Frankfurt, Stuttgart: Nazis, Spas, and Property Damage
- Haters Gonna Hate
- Catching Fire
- We’re on TV!
- Let’s Go Exploring! Belgium: Food Porn Paradise
- Why Everyone Wants Us To Fail Part 2
- Let’s Go Exploring! Denmark. The Happiest Place On Earth?
- Let’s Go Exploring! Ireland: “Please Don’t Scream into a Traffic Cone.”
- Let’s Go Exploring! The Scots, My Kind of People
- Let’s Go Exploring! Bristol and Bath. Twice the character, half the price.
- Reader Case: Can I Retire to Spend More Time With My Kids?
- How to Fly for Free with Points
- Why Everyone Wants Us To Fail
- Let’s Go Exploring: London. So Jolly. So Dark.
- How I Built a Seven Figure Portfolio and Retired at 31
- The World Is Yours
- Why Following Your Dreams Will Make You Free
- Forget #YOLO. Think #WOLO.
