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Reader Case: Single Mom in Debt

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
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It’s time for another reader case! This one is from a reader who comes from an immigrant background and has been struggling with debt and a divorce. I think you’ll find it pretty compelling. Let’s get to it: [the following e-mail has been edited for brevity and to maintain anonymity] Hi FIRECracker & Wanderer: You guys are my idols! My path is different than yours since I’m a single mom in debt. I’m 70% through your book. I’ll have to read the more technical parts a couple times since I’m completely investment illiterate, but your personal story was moving. I […]

Reader Case: Choosing Between Health and FIRE

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Guess what day it is? Friday! (And apparently there’s something called a “weekend” coming up? How do these things work again?) That means it’s time for another reader case!  This reader’s situation is tough and something that hits close to home. Remember how we said we came back to Canada due to a family emergency? Well, to date, said emergency is still ongoing, so I could immediately relate to this reader’s situation as soon as I read their e-mail. Without further do, here we go: Hello Firecracker/Wanderer, First, I’d like to say thank you for providing your investment advice for […]

Reader Case: Rent or Buy in Spain

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The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world, seeking out knowledge from other wealthy people, so that he can teach people how to become Financially Independent themselves.
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It’s been a while since I’ve done a rent-vs-buy reader case, so I thought I’d pick one out of the ol’ email folder and give it a whirl. Or at least, I think it’s been a while. It’s hard to tell the passage of time anymore. Is it March? Is it August? Honestly, if I didn’t have these article deadlines to hit every week, I’d probably lose track of what day it was too. So…yay? Anyway, onto the reader case! Hello Firecracker and Wanderer, I hope you, your family and friends are all doing ok during this pandemic. I would […]

Reader Case: FIRE in the Oil Patch

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The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world, seeking out knowledge from other wealthy people, so that he can teach people how to become Financially Independent themselves.
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Today’s reader case hails from the Canadian oil patch. Albertan reader cases are always interesting, in that Alberta has experienced such a boom-bust cycle in the oil sector that it’s affected nearly every person who lives there. Let’s find out how. Hi Guys, First off thanks for sharing your book and inspiration! This was the first “Finance/Investing” book I had read in quite awhile.  It was inspiring, entertaining, engaging and presented in a way to be easily implemented.  What a breath of fresh air!  And your Blog takes it to another level!  What a wealth of information and experience. Several years back my wife […]

Reader Case: Immigrant on FIRE

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The Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world, seeking out knowledge from other wealthy people, so that he can teach people how to become Financially Independent themselves.
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Today’s reader case is a member of two demographic groups that particularly resonate with me: immigrants (for obvious reason) and fans of our book (for even more obvious reason). Greetings Kristy/Bryce… We are fellow Canadians currently residing in a small town in Ontario.  Family of 3 – ages 46, 42 and 12.   While skimming through your blog materials looking for specific DIY info, we came across your book.  We picked it up and instantaneously fell in-love with Kristy’s life story! Specifically, with her being a Chinese immigrant, the atrocities she faced at a young age, how her upbringing shaped […]

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