Freedom

How to Beat Inflation

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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(Note: Stay tuned for the giveaway winners announcement at the end of the article) Ahh inflation, the most terrifying arch-nemesis of early retirees.  You’re no longer working, relying on your portfolio (which is dropping during a bear market), and then you get hit with a whopping 9% increase in spending? Yikes! Is it time dust off the ol’ resume and go crawling back to your boss to beg for your job back? What happens to a FIRE person’s expenses when inflation runs hot? Do you get burned? The interesting thing is, this whole time with inflation running at 9%+ and […]

Let’s Go Exploring! Zadar, Croatia: The Best Sunset in the World

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Croatians hate it when tourists come to Croatia, ignore its history, food, and culture, only to ask “So, uh, where’s all the Game of Thrones stuff?” So, of course the first question I asked when I got to Zadar was “Where’s all the Game of Thrones stuff?” My tour guide’s response: “Most of that is in Dubrovnik. Here in Zadar, we’re low key and not full of tourists.” That turned out to be a blessing.  With a population of just 87,000, Zadar felt more intimate and local. But what it lacked in Game of Thrones bragging rights, it made up […]

How to Travel for Free with Home Exchange

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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TV show guest: “Back in my day, we didn’t have video games. The only toys we had were chalk that we used to draw on a sidewalk” Eric (*incredulous*): “You had chalk?” Me (*even more incredulous*): “You had a SIDEWALK?” I never expected to find my country bumpkin doppelganger in Miami, but that’s exactly what happened when I met my Airbnb host several years ago. A flight attendant who grew up in southern Kentucky, Eric had a surprisingly similar childhood to mine, despite being born on the opposite side of the world. We spent many nights, laughing, drinking, and chatting […]

Let’s Go Exploring! Please Don’t Go to the Azores Part 2

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Continuing where we left off last time, here are the other things about the Azores I desperately don’t want to tell you about but my stupid conscience forces me to. Hikes Miradouro in Portuguese means “view point” and boy are there a ton of picturesque Miradouros in Sao Miguel. Miradouro da Boca do Inferno Of all the hikes we did in Sao Miguel, this one is my favourite. It also has the quintessential Azores view. If you’re driving or taking the taxi, there’s a parking lot right across the street from the “Miradouro da Lagoa do Canario.” Park and simply […]

Let’s Go Exploring! Please Don’t Go to the Azores

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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After 2 years of having our wings clipped, we’re finally freeeeeeeee! Before the pandemic, our passports were our most prized possessions. We never went anywhere without them, constantly worried about losing them, and every now and then took them out of their protective travel cases and flipped through their pages lovingly, admiring all the visa stamps. In the past 2 years, they’ve been sadly gathering dust in a drawer, neglected, and forgotten. I didn’t think they’d ever see the light of day again. In fact, after we bought our plane tickets recently, I nearly tore apart my Toronto rental apartment […]

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