Freedom

Let’s Go Exploring! Slovenia: Switzerland without the Lavish Price Tag

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Long term readers of this blog know that ever since we quit our jobs to travel the world in 2015, we’ve been playing this game we like to call “Schengen Bingo”. For those that don’t know, Schengen is the area in Europe consisting of 27 countries without internal border controls. Travellers can freely move through this area without border checks between the countries. With our Canadian passport, we can only stay in the Schengen zone for maximum 90 days. During our 9 to 5 days, we only had 3 weeks’ vacation so 90 days was an eternity but when you’re […]

Let’s Go Exploring! Zagreb, Croatia: Quirky Museums and Eye-Opening History

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Most travellers use the capital city of Croatia, Zagreb as a stop-over on the way to more exciting destinations like Split, Dubrovnik, Hvar or Plitzvice. But that’s a mistake, because even though it’s not as popular as cities along the Dalmation coast made famous by Game of Thrones, it wins for its quirkiness, history, large variety of food and craft beer. Plus, the cost of living in Zagreb is only a 3rd compared to the tourist-mobbed places. In Dubrovnik, you’ll be paying through the nose. In Zagreb, you simply live like a local. I also enjoyed the quirkiness of Zagreb. […]

Our 2022 Expenses

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Early retirement isn’t all sunshine and rainbows, especially when you have to deal with what I like to call “The 4 Horsemen of Early Retirement.” Specifically, running out money, losing your identity, losing your friends, and dealing with inflation. Because we’ve lived through multiple market downturns in the past 8 years of retirement and built a solid recession-proof portfolio, I wasn’t afraid of the first horsemen. And we managed to slay the 2nd and 3rd, by building whole new author identities, and an amazing community through Chautauqua and the digital nomads. But this past year, the 4th horsemen reared its […]

Can You Buy Happiness?

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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I went to the mall the other day to pick up some family Christmas presents, and boy was it packed! What happened to all the doom and gloom in the media, complaining about inflation and recession fears? Apparently, according to research conducted by Ipsos, who surveyed participants from Asia, North America, South America, and Europe: “85% feel excited about celebrations and one-third on average feel more excited than last year. For many the party must go on, with Germany, the US, and the UK leading the way in saying rising costs will have no impact on their celebrations.” So, I […]

What I Learned After 8 Years of Early Retirement

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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Back in 2015, I struggled with the idea of early retirement. I thought after escaping my cubical prison I’d be gleefully cartwheeling out of my office, but things didn’t quite go according to plan. The evening after I officially gave my notice, I started feeling this weird tightness in my chest and it was getting hard to breathe. I waited and tried to ignore it, thinking it would just go away but it didn’t. Before long, negative thoughts started ricocheting in my brain, and no matter how many times I looked at my spreadsheets (yes, they are my soothing security […]

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