Freedom

Are You a Time Millionaire?

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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“Should time now be our greatest aspiration?” –The Guardian Warren Buffett is currently worth $100 Billion dollars. To put that in perspective, if you bought a Tesla Model S every day of your life, it would take you 2740 years to use up all his money. Given the average North American lifespan of 81 years, that would take you 34 lifetimes! But Buffett is 91 years old. And since we haven’t figured out immortality, it’s a safe beat that most of you reading this will likely outlive him. So, would you trade places with Warren Buffett? The correct answer is […]

How to Travel the World with Pets

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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“How can I travel the world if I have pets?” When we get this question from readers, we honestly have no idea how to answer it. Luckily, earlier this year, we met a FIRE couple who did exactly that–travel the world with pets. Today, let me introduce you to Stephanie and Gillian, a couple who retired early from their corporate careers and have been traveling the world full time with their dogs ever since. 1) What were your jobs before FI? Before discovering the concept of financial independence, we were busy climbing the career ladder in the fields of marketing […]

What is Coast FIRE and is it right for you?

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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“Can you write an article about Coast FIRE?” When I first read this in my inbox, I thought Coast FIRE had something to do with moving to the west coast, sitting on a beach, and sipping Mai Tai’s. But after some research, it turns out Coast FIRE means “coasting to FIRE,” so basically the idea that if you save enough in your 20s or 30s, you can theoretically stop investing and let time and the stock market slowly reach FI for you. For example, instead of saving 50% of your income to reach FI in 10-15 years at any age, […]

Let’s Go Exploring! Atlantic Provinces Part 3: Prince Edward Island

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
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This is a 3 part series. Click here for Part 1 and Part 2. When we researched the Atlantic provinces, Prince Edward Island (P.E.I) immediately jumped out at me. And it wasn’t just the endless stretches of sandy beaches, the world-famous Malpeque oysters, or Anne of Green Gables (for those of you who haven’t seen “Anne with an E” on Netflix, go watch it now!), there was one unique thing that made me immediately add P.E.I to our itinerary. And that thing is…Church Lobster Suppers. Now, I’m not a big lobster fan normally (rubbery textures aren’t my thing), but this […]

Should We Spend More?

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
FIRECracker
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I had an interesting conversation with an ex-coworker the other day about lifestyle inflation. Since most people increase their expenses when they get a promotion or raise, one of the strategies to get to FI faster is to stop inflating your lifestyle even when your salary goes up. This lets you save money passively towards early retirement. But what if you’re already retired? What if you have enough to last the rest of your life? If your income/dividends/capital gains increase, but you never need to save another cent again? Should you inflate your lifestyle? Would you be stupid not to? […]

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