Invest
Find Out the Commuted Value of Your Pension
- Find Out the Commuted Value of Your Pension - September 14, 2020
- Reader Case: Rent or Buy in Spain - September 7, 2020
- Reader Case: FIRE in the Oil Patch - August 28, 2020
“OMG, You have no idea what just happened!” a friend recently texted us. “What? What?” I texted back. “I did what you suggested, and I just heard back from my HR department. All I can say is: WOW!” Let me back up a bit. Defined Benefit vs. Defined Contribution Pension Over the years pensions in the private sector have largely gone the way of the dodo. Most companies these days, when they offer retirement benefits at all to their full-time employees, do it in the form of a defined contribution, or DC pension. How these work is that basically they […]
Investment Workshop 60: Should Questrade Users Sign Up For Passiv?
- Find Out the Commuted Value of Your Pension - September 14, 2020
- Reader Case: Rent or Buy in Spain - September 7, 2020
- Reader Case: FIRE in the Oil Patch - August 28, 2020
Passiv is a company that I’ve been aware of for some time and have been wanting to partner with us for years. Basically, Passiv looked at the challenges that people face trying to DIY manage a passive, index-based ETF portfolio like the one we teach in our Investment Workshop and said “let’s make an app for that!” Taking all the repetitive tasks of tracking multiple accounts and rebalancing and wrapping it all up into a cool visual GUI, Passiv always intrigued me as something that would help our readers, but what always irked me was their price. To unlock all the […]
How Owning Individual Stocks Can Destroy Your Portfolio
- Find Out the Commuted Value of Your Pension - September 14, 2020
- Reader Case: Rent or Buy in Spain - September 7, 2020
- Reader Case: FIRE in the Oil Patch - August 28, 2020
A reader asked us the other day “Why are you so against owning individual stocks? If I want to directly own a few companies I follow alongside a balanced, diversified index ETF-based portfolio, what’s wrong with that?” This is actually a really important question, because it’s fairly common for people to set aside a portion of their portfolio and actively trade with it. Maybe it scratches their itch to “do” something, or maybe they think it’s fun to day-trade. I don’t personally find it fun, but some do, and I admit that while index investing is stastically the best and […]
How The Hell Are We Going To Pay For All This Stimulus?
- Find Out the Commuted Value of Your Pension - September 14, 2020
- Reader Case: Rent or Buy in Spain - September 7, 2020
- Reader Case: FIRE in the Oil Patch - August 28, 2020
As we enter the seventh month dealing with this damned pandemic, governments around the world have unleashed unprecedented spending in order to prop up companies, provide wage subsidies for laid off or furloughed workers, or just straight-up handing over cash to its citizens. This has been, to put it mildly, HUGELY expensive. The US government is projecting a deficit of about $3.8 TRILLION dollars, and that’s just this year. In Canada, our deficit is projected to hit $343 billion, with COVID-related subsidy programs costing about $212 billion dollars. To put that in comparison, Canada’s budget for its entire military for […]
Investment Workshop 59: Are Robo-Advisors Compatible With FIRE?
- Find Out the Commuted Value of Your Pension - September 14, 2020
- Reader Case: Rent or Buy in Spain - September 7, 2020
- Reader Case: FIRE in the Oil Patch - August 28, 2020
If you’d like to follow along with our Workshop and you’re interested in trying out Robo-Advisors, please click the below banner to open an account. While our Workshop is free, we use affiliate links to support the site so that we can keep offering this for free. Plus, you’ll get your first $10,000 managed for free! Over the past few weeks, we’ve examined Robo-Advisors, what they are, how they work, and we even took one out for a test drive to see what the user experience was like. So today, as we wrap up our Robo-Advisor investigation, let’s try to […]
