The Return of Dividends
There’s been a lot of news in the finance world lately. As the pandemic’s effect on the economy continues to ease, governments all over the world are gradually pulling back the economic measures that were put in place to prevent the economy from completely collapsing. A few months ago, both Canada and the US ended their pandemic unemployment benefits that financially supported people who were thrown out of work. Then, central banks announced that they would slow or eliminate their Quantitative Easing programs, essentially stopping the printing of money so that inflation can be brought under control. And now, one […]
How to Get Free Bitcoin
I’m honestly not sure why so many people have such a hard-on for crypto. At this point, we now personally know nearly all the major FIRE bloggers out there and of the ones that successfully reached FIRE, most got there by investing their money in index funds, with some doing it through rental real estate. Nobody got there by investing in crypto. The biggest reason for this is that cryptocurrency is a speculative investment with no intrinsic value. Even if someone did make millions off Bitcoin, it would be completely unreproducible. “How did you become a millionaire?” “Oh, I bought […]
Why Women Are Better At Investing
When I first started this blog, one of my mentors (a man) told me, “you’re going to have a huge disadvantage writing a finance blog as a woman. No man will ever read it.” (Millions of views and tens of thousands of subscribers later—half of which are men—he’s been proven wrong) In engineering school, I was outnumbered 8 to 100 as a woman by my male classmates. And finally, at work, there were two male bathrooms for every female bathroom to accommodate the high male-to-female ratio in my field. Women still earn 80 cents for every dollar a man makes. […]
Have The Roaring Twenties Begun?
There’s been more and more chatter in the media about whether we’re entering a new “Roaring Twenties” now that the pandemic recedes. I’m not entirely sure that’s a good thing, because yes the decade after the 1918 flu pandemic ended saw record economic expansion and rampant stock market gains, but it also famously ended in the crash of 1929 which began the Great Depression. Not completely convinced that’s history we want to repeat. But hey, now that we are officially at the halfway point of 2021, let’s see how our portfolio has been doing… For the purposes of this checkup, […]
Will Runaway Inflation Derail The Recovery?
This past year has been a pretty bleak news year. Day after day we’ve all been inundated with scary headlines that basically boiled down to “Are we all going to die horribly today?” Thankfully, those days are starting to recede into the rearview mirror. The world’s biggest vaccination campaign in history is in full swing, California and New York just declared their economies open again, and here in Ontario we can now enjoy a drink on a patio without being tased by the po-po. Progress! So, in a way, it’s kind of nice to see the news go back to […]