Invest

Investment Workshop 2.0

Back in 2016 when this blog was first starting to take off, I ran a weekly series of articles called the Investment Workshop, where I showed people step-by-step how to build and manage an ETF-based portfolio like the one we used to retire. The workshop ran for a year, with 52 articles, and after it was done, I figured we would move on to something else. Little did I know that the Investment Workshop would become the most popular part of our site, with literally thousands of people learning how to invest from it, and even after many years people […]

Our 2023 Portfolio

What a year 2023 has been! We started the year off with every economist out there predicting a terrible, horrible, no-good recession hitting the US as a result of all the interest rate hikes the Central Banks were doing. And then we got the Silicon Valley Bank collapse, followed by Signature Bank, followed by First Republic. The total value of assets that were lost in these mid-level bank failures was actually higher than the Lehman Brothers collapse that kicked off the Great Financial Crisis of 2008. And then, oh yeah, war broke out in Israel in October. Super. That’s all […]

Saving for Our Kid’s Education with the RESP

Because it’s us, the first thing I did after Little Matchstick was born was apply for his passport. The second thing I did was apply for his Social Insurance Number so I could start opening new trading accounts. They say that the joy of parenthood is its own reward, but you know what’s even better? The joy of parenthood PLUS sweet-ass tax breaks! Saving for your kids’ future education costs is like any other investment goal. The sooner you get started, the better, because then you’ll have time on your side to give your investments that sweet compounding effect that […]

A Flattening Yield Curve: What Does It Mean?

You know, prior to having a kid, I never understood parents’ burning desire to get out of the house and have adult conversations. But now that I have one, I totally get it. Your entire day just ends up revolving around the baby. What does it eat? Why is it crying? What consistency is its poop? Ugh. So thank God we have this blog and I get to write about topics that are the exact opposite of poopy diapers: bond yield curves. So buckle up everyone, it’s ADULT CONVERSATION TIME! WOOO! What have Bond Yields Been Up To? While pretty […]

Yield To Maturity Might Be Indicating a Bottom in the Bond Market

At the beginning of 2023, I moved the fixed income portion (25%) of our portfolio to a Preferred Share Index tracked by the BMO Laddered Preferred Share Index ETF (ZPR.TO), and this might have seemed like a puzzling move at the time given that ZPR’s been all over the place this year. All that criticism is valid, and for the record, I am not officially recommending everyone follow along with us. Remember, there are 2 phases of the FIRE journey: Accumulation (building your FIRE portfolio) and Withdrawal (living off your FIRE portfolio). We are in the 2nd category and care […]

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