Blog Posts

How Chautauqua Rewired my Brain

Tickets are being snatched up for Chautauqua in UK and Portugal this year, so if you already know what it’s about and want to sign up, click here. If not, continue reading below. UPDATE: As of Feb 4th, Portugal is sold out.  There are still a few spots left for the UK, but they too are going fast. If you want to come, don’t wait, they’re going fast! *** “You are the average of the 5 people you spend the most time with.” –Jim Rohn   I’ve always been a pessimist. People like Tony Robbins and Jim Rohn were huge mysteries to me. Whenever […]

Reader Case: Bay Area Conundrum

Another Friday, another Reader Case! Yaaaay! Today’s reader comes from the Bay Area. Home of Silicon Valley, the Golden Gate Bridge, and some of the most unaffordable housing in the country. Let’s dive in, shall we? F&W, Thanks for your work. My partner (26) and I (29) have been reading for months and appreciate your insight and blunt honesty! Hoping you can give us your opinion on our situation… thanks in advance! Your gross/net annual family income Me: $100K gross / almost 80K net (including 401K and HSA, mine and employer’s contributions). not counting those, it’d be 57K salary net […]

Norbert’s Gambit: How to Exchange Money Without Paying Fees

We frequently get questions from our readers about how we handle exchanging foreign currencies while living in so many countries. And our standard answer was: a combination of a credit card with no forex fees and a checking account that reimburses foreign ATM access fees. This way, you could simply hold most of your wealth in one currency, then spend it frictionlessly all around the world! And that system has worked out pretty well for us. Until. NOW! Why now? Well, while we were working the vast majority of our money was earned in Canadian dollars, so our portfolio was […]

Let’s Go Exploring! How the Finns Beat Winter

“No f*cking way am I doing that,” I thought, watching a Finnish granny leap into the frigid Baltic sea, her shrieks piercing the air. “Well, she’s dead.” I concluded as I watched her grey locks slip beneath the surface. But then she bobbed up from the water, smiling and splashing around like a giddy seal, puffs of her breath steaming up the air. As I stood on the deck of the Löyly sauna, wrapping my towel tightly around myself, I decided, then and there, that when it comes to conquering winter, no one does it like the Finns. Long-time readers […]

Our 2018 finances Part 3

Back in 2013, I learned, for the first time, what it felt like to get paid doing what you love. You know that starving artist saying, “my wallet may be empty, but my heart is full”? I always thought it was cheesy, until I finally understood what it meant. A cheque had arrived in the mail that morning, from the sale of our first book Little Miss Evil and I was cradling it like a newborn baby. I even teared up a bit—something I don’t ever do. It wasn’t much, not even enough to cover my groceries that month, but […]

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