Blog Posts

How to Travel for Free with Home Exchange

TV show guest: “Back in my day, we didn’t have video games. The only toys we had were chalk that we used to draw on a sidewalk” Eric (*incredulous*): “You had chalk?” Me (*even more incredulous*): “You had a SIDEWALK?” I never expected to find my country bumpkin doppelganger in Miami, but that’s exactly what happened when I met my Airbnb host several years ago. A flight attendant who grew up in southern Kentucky, Eric had a surprisingly similar childhood to mine, despite being born on the opposite side of the world. We spent many nights, laughing, drinking, and chatting […]

Will There Be a Recession in 2022?

These past few weeks have been an excellent time to get out, enjoy the nice weather, and ignore the financial markets because YIKES, have they been volatile! The Dow Jones Industrial Average lost 1,063 points, or 3.12%, to close at 32,997.97. The tech-heavy Nasdaq Composite fell 4.99% to finish at 12,317.69, its lowest closing level since November 2020. Both of those losses were the worst single-day drops since 2020. Dow tumbles 1,000 points for the worst day since 2020, The S&P 500 fell more than 13% between January and April of this year. That’s the worst four-month start to a year […]

How To Avoid Investment Scams

Back in 2015, while travelling, we went to the Canadian Consulate in Chiang Mai, Thailand to request some tax documents for our first book. There, we met another Canadian, who was trying to convince the Canadian consulate to fly him home for free because he’d run out of money. Let’s call him “Nick”. Nick, as it turns out, was in a dire situation because after selling a multi-million dollar company, he’d bet hard on a second start-up, which was hemorrhaging money and was in Thailand with his Thai wife, hiding from his creditors. He started chatting us up, saying how […]

Reader Case: Lean FIRE or buy a ski studio?

Today’s reader case jumped out at me from the subject line, mainly because it might be the most Canadian reader case I’ve ever heard. Don’t believe me? Check it: Hello Firecracker! As a fellow Canadian, I really love your book and blog where I can find not only US centric insights! I am in my mid 30s and on track to reach my FI number of 600k in a year or so with 522k investments in index funds. Once I reach 600k, my original plan is to continue working to save up 1 year expenses in cash so that I […]

Let’s Go Exploring! Please Don’t Go to the Azores Part 2

Continuing where we left off last time, here are the other things about the Azores I desperately don’t want to tell you about but my stupid conscience forces me to. Hikes Miradouro in Portuguese means “view point” and boy are there a ton of picturesque Miradouros in Sao Miguel. Miradouro da Boca do Inferno Of all the hikes we did in Sao Miguel, this one is my favourite. It also has the quintessential Azores view. If you’re driving or taking the taxi, there’s a parking lot right across the street from the “Miradouro da Lagoa do Canario.” Park and simply […]

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