Blog Posts

What is Coast FIRE and is it right for you?

“Can you write an article about Coast FIRE?” When I first read this in my inbox, I thought Coast FIRE had something to do with moving to the west coast, sitting on a beach, and sipping Mai Tai’s. But after some research, it turns out Coast FIRE means “coasting to FIRE,” so basically the idea that if you save enough in your 20s or 30s, you can theoretically stop investing and let time and the stock market slowly reach FI for you. For example, instead of saving 50% of your income to reach FI in 10-15 years at any age, […]

The Return of Dividends

There’s been a lot of news in the finance world lately. As the pandemic’s effect on the economy continues to ease, governments all over the world are gradually pulling back the economic measures that were put in place to prevent the economy from completely collapsing. A few months ago, both Canada and the US ended their pandemic unemployment benefits that financially supported people who were thrown out of work. Then, central banks announced that they would slow or eliminate their Quantitative Easing programs, essentially stopping the printing of money so that inflation can be brought under control. And now, one […]

Let’s Go Exploring! Atlantic Provinces Part 3: Prince Edward Island

This is a 3 part series. Click here for Part 1 and Part 2. When we researched the Atlantic provinces, Prince Edward Island (P.E.I) immediately jumped out at me. And it wasn’t just the endless stretches of sandy beaches, the world-famous Malpeque oysters, or Anne of Green Gables (for those of you who haven’t seen “Anne with an E” on Netflix, go watch it now!), there was one unique thing that made me immediately add P.E.I to our itinerary. And that thing is…Church Lobster Suppers. Now, I’m not a big lobster fan normally (rubbery textures aren’t my thing), but this […]

Should We Spend More?

I had an interesting conversation with an ex-coworker the other day about lifestyle inflation. Since most people increase their expenses when they get a promotion or raise, one of the strategies to get to FI faster is to stop inflating your lifestyle even when your salary goes up. This lets you save money passively towards early retirement. But what if you’re already retired? What if you have enough to last the rest of your life? If your income/dividends/capital gains increase, but you never need to save another cent again? Should you inflate your lifestyle? Would you be stupid not to? […]

Is it Fair for Companies to Slash Pay for Remote Workers?

With the pandemic slowly receding into the rearview mirror and earning an average of…hmmm, let’s see…0 out of 5 stars on Yelp for, and I quote, “sucking ass,” now seems to be a good time to sit back and reflect on why none of us want to ever do this ever again. But even though the pandemic was (and in many parts of the world, still is) a horrible experience for everyone, there are a few rays of positive change that managed to sneak their way through the gloomy, COVID-infected storm-clouds. I’m talking, of course, about all the socially accepted […]

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