Blog Posts

The F*ck-over-ability Index

Click here to jump right to the calculator at the bottom. A few years ago on a business trip down to New York I met up with one of my more colourful buddies in a Manhattan bar for drinks. Let’s call him Alex, though for privacy reasons, that’s not his real name. Alex and I were old classmates, and while I had stayed in Canada to work at a tech firm, he had moved to New York and gotten a job at one of the big banks on Wall Street. Evidently he’d been pretty good at it, as he was […]

Case Study: Big Dreams With Big Debt

Hey y’all! It’s Friday, so you know what that means…READER CASE TIME. Now, because we have a MASSIVE reader case backlog, we tend to be pretty selective. We only want to feature the cases that we believe will help the most number of people. So when we first looked at this reader case and saw the words “actively seeking to invest in cryptocurrencies,” my first instinct was to throw up my hands and go “Forget it. This guy’s toast.” But as I read farther, I was surprised to find that even though this reader’s situation seems dire, when you MathShitUp, you […]

The Importance of Slack

As an Optimizer, engineer, and someone who grew up poor, I have a tendency to try to squeeze the maximum value out of everything. Case in point. Back in 2012, when we went on vacation to London for the first time, I was so excited I made a schedule that broke each day up into 30 minute-1 hour increments. I then assigned an activity to each block like an obsessive little micro-manager, trying to squeeze maximum value out of our 2 weeks. Every minute was accounted for. No museum, castle, or pub was safe from my tornado of efficiency. I […]

Let’s Go Exploring! The Magic of Porto, Portugal

There’s something magical about Porto, Portugal. And I don’t mean it in a ham-fisted “woo woo” kind of way. I mean it in a Harry Potter magical spells kind of way. Literally. Picture this. I’m sitting in a quaint little café beside the serene Douro river, biting into a flaky Pastel de Nata (Portuguese egg tart) with fluffy melt-in-your mouth egg center. As I reach for my decadent cup of foamy cappuccino, I see a black cape out of the corner of my eye, and what I think is a group of wizards turn out to be Portuguese university students […]

Unexpected Income: Are We Un-Retiring?

A few days ago, FIRECracker and I emerged from our AirBnb blinking in the sunlight after having been holed up in our rooms writing for 5 days straight. The two of us no doubt must have looked like zombies, stumbling down the sidewalk in our unwashed MadFientist t-shirts. As we sat down at a nearby cafe for a much-needed coffee, FIRECracker turned to me and asked “Hey, did we just un-retire?” It’s a legitimate question. When we started this weird little blog of ours, never in a million years did we think it would turn into anything big, and the […]

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