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The Power of Small Changes

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FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views.
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Save $5 on a coffee a day, retire a multi-millionaire. Popularized by financial gurus like Suzie Orman, Dave Ramsey, and David Bach, the “latte factor” is something I’m pretty sure you’ve all heard of. But for those who haven’t, the “latte factor” is the idea that cutting out the small purchases (like lattes), and investing that money over time, will give you a big fat retirement nest egg. Sounds ludicrous? That’s what I thought too. I mean, c’mon. People LOVE their coffee. When your boss is droning on about TPS reports or whatever other office bullshit…the only thing keeping you […]

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